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Santa Barbara Homes for Sale

When looking for Santa Barbara homes for sale, the best place to find great Santa Barbara Real Estate is by beginning your search for the perfect home with Jon Mahoney. Jon is a 3rd generation Santa Barbara Realtor who represents both buyers and sellers in the search for Santa Barbara homes in Montecito, Hope Ranch, Goleta, Carpinteria & Santa Ynez. Santa Barbara is sometimes referred to as the American Riviera. Beautiful beaches, majestic mountains and colorful culture make Santa Barbara a premier resort destination.

World-class accommodations and dining await it's many visitors. Santa Barbara is just a 1 1/2 hour drive north from Los Angeles or a short hop from any corner of the world via the Santa Barbara airport. Santa Barbara's harbor is home to the world famous Stearns Wharf where you can find many restaurants and shops as well as the Ty Warner Sea Center. From the City, you are just minutes away from the Santa Barbara wine country. The gorgeous Santa Ynez Valley, is home to such notable attractions as Solvang and the Chumash Reservation & Casino. Whether you enjoy hiking, fine-dining, lounging on the beach, culture, or a great night-life, Santa Barbara has something for you.

JonMahoney.com is your complete Santa Barbara Real Estate Guide for buying or selling homes in the Santa Barbara area. Use this site as your number one resource to search for Santa Barbara Real Estate, Montecito Real Estate, Hope Ranch Real Estate, Goleta Real Estate, Carpinteria Real Estate & Real Estate in the Santa Ynez Valley. JonMahoney.com is also a great resource to discover all that Santa Barbara has to offer. We will be continually updating the site to provide more information on Santa Barbara Real Estate, the history of Santa Barbara, and all Santa Barbara has to offer.

Jon Mahoney has traveled extensively all over the world and can honestly say that Santa Barbara truly is Paradise. Jon Mahoney is the ultimate professional who treats every transaction as though he is dealing with his own money! Jon is committed to providing his clients with the highest standards of professionalism. Simply view his client testimonials page to see what his client's think.

          

Santa Barbara Home Value

 

 

May 19, 2015

Montecito Real Estate Market Trends – May 2015

Montecito Real Estate Market Trends - May 2015 —————————————————-

Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

May 15, 2015

NEW LISTING! Remodeled 1 bedroom, 1 bath condo with a flexible floor plan FIRST OPEN THIS SATURDAY & SUNDAY 1-3

Armitos Flyer

FIRST OPEN THIS SATURDAY & SUNDAY 1-3

May 6, 2015

NEW LISTING – Cape Cod Colonial in Cold Springs

DCIM100MEDIA

385 Paso Robles Drive – Montecito

Quintessential charm is in abundance in this Cape Cod Colonial Home taken straight out of the pages of Nantucket. Custom built in 1988 with care by the existing owners, this 4 bedroom 2 & ½ bath home was specifically designed with long term comfort, functionality and living in mind. From the large bedrooms equipped with expansive closets, to the recently remodeled oversized kitchen, this home was built to last. Complete with hardwood floors, formal living & dining rooms, 2 brick fireplaces, Dormer & Bay windows, and a family room in the oversized basement.

Situated just one block away from the highly desirable Cold Springs School District, this gated, approximately 2982 square foot Charming Colonial home is in a prime Montecito location, surrounded by mature oaks. The home also has an additional +/- 1000 square foot basement that is divided between the family room & a versatile recreation room / workshop / wine cellar.

 

Offered at $1,750,000

385 Paso Robles Drive – Montecito

Please Go to www.MontecitoGetaway.com for Full Property Details

 

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Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

April 28, 2015

UPCOMING POCKET LISTING – Welcome to Hawaii in Hope Ranch / Resort Style Living in Paradise!

001 46_en Welcome to Hawaii in Hope Ranch / Resort Style Living in Paradise

Fabulously updated in 2012 with a $600,000 custom renovation, this Hope Ranch Home boasts +/- 3900 square feet with 4 Bedrooms, and 4 bathrooms all surrounded by sweeping views of the Mountains, Lake & Golf Course. This house screams ‘designer’ and reflects the personality and taste of those accustomed to the best in quality finishes and lifestyle.

The Open floor plan boasts high beamed ceilings, Hardwood floors, a beautiful living room with high coved ceilings, Media Room, and 2 fireplaces. The Gourmet kitchen with Custom Cabinetry, is adjacent to both formal and informal dining areas and designed with top of the line finishes.

There are 2 Master Suites, both bright and airy. The Upstairs Master is complete with a fireplace & access to the pristine views & the downstairs master has both His & Her walk in closets.

The layout of the property is perfect for both indoor and outdoor entertaining. The 1.96 acre grounds are fully gated and complimented by a luxurious pool & spa, covered & uncovered patio, beautifully manicured landscaping and picturesque oak & palm trees. The untouched one acre lower parcel is a perfect canvas for your personal touches.

Amenities within Hope Ranch include tennis courts, a private beach, 24 hour security, 26 miles of horse trails and located in a friendly community with an award-winning school system.

The property is a short distance from La Cumbre Country Club, a competitive 18 Hole Golf Course and Tennis Facility. The Club recently underwent the addition of a new state of the art fitness center and has an aquatics area and several dining areas. All of this within just minutes of downtown Santa Barbara.

Come experience turnkey living while taking advantage of the Quintessential Santa Barbara lifestyle! This home is reminiscent of a tropical getaway and ideally positioned in close proximity to beaches, cafes, restaurants, & shopping. Welcome to Hawaii in Hope Ranch!

Offered at $3,595,000

Please Go to www.LuxuryInHopeRanch.com for Full Property Details

 

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Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

April 24, 2015

6 Water-Saving Landscaping Ideas

santa-barbara-water-efficient-landscape

With the sun shining down on your lawn this spring — and the chance you could be facing days without rainfall – you’ll probably be watering or turning on the sprinklers more often. Rather than watching your water bill dramatically increase, take this opportunity to look at how you can make your landscape water-efficient.

Water-efficient landscapes can:

– Reduce how much water you use outside by 20% to 50%

– Help you save almost 10,000 gallons of water per year

– Decrease your bill 

 

Here are some tips on saving water this spring and summer with your landscape. And don’t worry, none involve a complete overhaul!

#1 Choose native plants.

Native plants are the better choice for your landscape because they:

– Are established

– Don’t require a lot of watering

– Are resistant to pests and diseases in the area

– Don’t need a lot of fertilizer

Rather than going wild and planting non-native species that could require a lot of watering and attention, focus on the plants that thrive in your climate. Check out local nurseries and speak to landscapers in the area who know what species to look at. If you really want to add exotic plants to your landscape, do not touch invasive species as they could hurt your natives and cause a headache by the end of the season.

 
#2 Put plants into groups.

Once you’ve selected your plants, it’s time to group them together. If you put plants together by how much water they need, you’ll cut time and water use down. By putting the plants that need less water together, you’ll avoid under or over watering. Do the same with the plants that need a lot of water and plant them in the same area.

– Your thirstiest should go together, potentially near the house to take advantage of rainfall coming off the roof.
– Put plants that need drip irrigation or sprinkler water further out from thirsty plants.
– The furthest away from the thirsty plants will be plants that need little to no watering.

 

#3 Mulch, mulch, mulch.

Mulch – whether organic or inorganic – helps save water by keeping soil cool, reducing evaporation and helping roots stay healthy. Mulch needs to be replaced on a regular basis, 2 to 3 inches at a time. There are two options to choose from:

– Organic mulches like compost, bark chips and pine needles. These break down and add nutrients at the same time.
– Inorganic mulches like landscaping paper, rocks and pebbles. These are permanent but can fluctuate more in temperature.

You’re usually better off applying organic mulches because of their added nutrients. You can also save some money by using your grass clippings as mulch after mowing.

 

#4 Water efficiently.

Watering should be done efficiently and at appropriate times, so your plants get the most water absorption. You should water early in the morning when temperatures are at their coolest in the spring and summer. If you have new or transplanted flowers and shrubs, they will need less water. Never water in the middle of the day or at sunset-middle of the day is the highest evaporation time and dusk will encourage fungus and mildew growth overnight.

 
#5 Minimize steep slopes.

If you have a steep slope in your yard, there’s a chance all the watering you do will be pointless. The water will run away from your garden and down into the sidewalk. To avoid this problem, you have a few options.

1. Install deeper root plants like native groundcovers and shrubs.
2. Have your lawn resloped professionally.
3. Install rocks, pebbles and other permanent fixtures around the plants to trap the water.

 
#6 Shrink the lawn.

Depending on the size of your lawn, there’s a chance you’re going to spend a lot of money on watering regardless. So why not look at making your lawn smaller? You might not need to have grass everywhere. Restrict it to areas where you actually need it – the front yard or under a kid’s playground, for example — or think about xeriscaping instead. Xeriscaping is a great idea in climates with very little rainfall, like the West and Southwest. Instead of green grass, a xeriscaped yard includes rocks, pebbles and sand. It’s not a traditional yard in any sense, but it’s easy to maintain and you can still have flowers and shrubs sprinkled in.

For those who still want a lawn, you can plant types of grass that are more drought-resistant. These types include bermuda and buffalo grass, which use 20% less water than other types.

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Looking to buy or sell a luxury estate, home, condominium or investment property?

Let me help you find everything you need to know about buying or selling a home. Call or email me today!

—————————————————-

Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

April 21, 2015

1642 Shoreline Dr – Marketed and Sold in 3 Days For Over The Asking Price!

Tropical Oasis on Coveted Shoreline Drive

Listed for $1,795,000

Sold for $1,862,500

 

Selling or buying a home is a major decision and event in your life. In today’s real estate world, Your Agent Matters more than ever. While some agents still sell homes the old-fashioned way, we offer advanced techniques and strategies to help you save time and money when buying a new home or selling your house.

Call Us Today and Put Our Expertise to Work For You.

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Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

April 15, 2015

10 Top Bathroom Trends for 2015

Bathroom-Trends-Santa-Barbara-CA

Just like the kitchen, contemporary designs are growing in popularity in bathroom remodels. These contemporary touches in the bathroom equate to clean and open designs, with floating vanities and freestanding tubs.

Here are the top 10 overall bathroom design trends National Kitchen & Bath Association designers expect to be hot this year:

1. Clean, white, contemporary designs
2. Floating vanities
3. Open-shelving
4. Electric heated floors
5. Purple color schemes
6. Trough sinks
7. User experience (ease of use and low maintenance) and accessibility features
8. Extra amenities (like steam showers, anti-fog mirrors, lighted showers, and shower seats)
9. Innovative storage (such as drawer pullouts and rollouts to hold hair styling equipment)
10. Showers and freestanding tubs

Most popular colors: White and gray are the dominant colors for bathrooms. Half of designers expect to see gray growing in 2015, and several designers also mentioned the growing popularity of purple, lavender, and lilac tones gaining steam in bathroom designs. For fixtures, white continues its dominance.

Out of style: Jetted tubs, whether whirlpool or air, are decreasing in popularity, according to NKBA’s report. People are moving away from jetted tubs to more classic soaking tubs. Also, beige fixture colors are increasingly dropping in popularity.

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Looking to buy or sell a luxury estate, home, condominium or investment property?

Let me help you find everything you need to know about buying or selling a home. Call or email me today!

—————————————————-

Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

April 3, 2015

10 Tips To Guide First-Time Homebuyers Through The Process

santa-barbara-ocean-view-apartment

Buying your first home comes with equal doses of trepidation and elation with the knowledge that you are sinking your hard-earned money into a single dwelling, possibly for the next 30 years.

Yet the yearning for your very own abode could defeat any remaining feelings of apprehension. Here are some tips to prepare you for one of the largest commitments you will encounter as a tax-paying adult.

Make sure to take all the expenses of owning a home into consideration. Don’t look past your monthly mortgage payment and budget other recurring expenses such as homeowner’s insurance, association fees, taxes or private mortgage insurance. Strive to keep all these costs below 30% of your total income.

If you are purchasing the house with someone else, make sure you know their credit score. Even if you are buying the home with a spouse or a family member you know fairly well, finding out their credit score before you apply for a mortgage can make a difference.

When you apply for a mortgage with a co-borrower, the lender will look at the lowest middle score when giving you an interest rate. There are three major credit bureaus and each one calculates your credit score a little differently. If your three scores are 760, 745, 739, then your middle score is 745. If your co-borrower has a middle score of 700, that is the score that will be used. This could make a huge difference in the interest rate you qualify for and the amount of your mortgage payment.

Strive to save enough for a down payment to avoid private mortgage insurance (PMI).PMI costs between 0.5% and 1% of the loan value every year and easily adds another $100 to your monthly mortgage payment. On a $300,000 loan that is an additional $1,500 to $3,000 coming out of your pocket every year.

This extra expense could end up being the difference between a mortgage payment fitting into your financial plan and making yourself strapped for cash. If you don’t have the 20% for a down payment, but the total mortgage payment including PMI still makes sense financially, then move forward. When you build up equity, you can refinance the mortgage in a few years to get rid of the PMI.

Make sure the money you have for a down payment is set aside in an account that has been “seasoned.” Seasoned means you can show documented proof such as bank statements of the down payment for a minimum of three months.

Get your finances organized before applying for a mortgage. Start gathering all your paycheck statements, tax returns, investment account statements and bank statements. The more organized you are, the faster the process will be. This will also speed up the pre-approval process and the process of actually getting a home loan. Getting all the paperwork together can be one of the biggest time drains so get it done before you start shopping for your new home.”

It’s important to have been in the same job for two years and have tax returns for the last two years. Avoid changing jobs before you purchase a home, especially if it is a different field.

A survey from the Consumer Financial Protection Bureau showed that over 70% of home buyers only apply to one lender. This can be a huge financial mistake. The survey also uncovered that rates can swing more than 0.5% for a conventional mortgage for borrowers with a 760 FICO score and 20% down payment.

This is a huge multi-thousand dollar mistake. Make sure you shop for a mortgage. Don’t assume you’ll get the best rate on a mortgage from your local banker or from the broker your real estate agent referred you to.

Getting pre-approved from multiple lenders is not difficult either. You can also opt to get pre-approved once, but then shop around later. Getting pre-approved by multiple lenders within a 14-day period will only count as one credit pull and might impact your credit score by 5 points. FICO put this in place to encourage people to shop around for a mortgage. The most recent FICO score ignores all mortgage or auto loan inquiries made within a 45-day window. Once the “window” has passed, loan inquiries are treated as one. In an age of online financial services, it is easy to apply with many different firms when trying to find the best loan or rate of interest for a mortgage.

Avoid shopping for big ticket items before you close on your mortgage. Some stores like home improvement chains or furniture shops offer discounts or 0% interest for large purchases if you open a credit card account with them. Avoid opening too many credit cards in a short period of time. Lenders often pull credit reports right before the closing to make sure your financial situation has not changed since the loan was approved. A new line of credit, or even having had a company check your credit rating, could cause your score to drop.

Build an emergency fund. Conventional wisdom holds that individuals need to save six to nine months worth of living expenses in an emergency fund. If that sounds daunting, start with the level of expense that causes you to rush to a credit card such as a car repair bill for $250 or a medical bill for $500. Your best bet is to have at least that amount available and build toward six or more months of living expenses.

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Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

March 30, 2015

Santa Barbara Real Estate Market Trends – March 2015

Santa Barbara Real Estate Market Trends

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Looking to buy or sell a luxury estate, home, condominium or investment property?

Let me help you find everything you need to know about buying or selling a home. Call or email me today!

—————————————————-

Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

March 27, 2015

4 reasons to sell your home now

two-story-glass-house Attention potential sellers sitting on the fence: It could be time to make a move.

Mid-March to mid-April is the best time to hang the sale sign nationally, with homes selling 15% faster and for 2% more than the average sale, according to Zillow. The window tends to be a little earlier for sellers in warmer climates and a little later in colder climates.

It’s still predominately a seller’s market, but less so than the last year or two. Some advantages are moving back to buyers; but largely and broadly it’s still favoring the sellers.

Here are four reasons you might want to list your home:

1. Low housing supply:

Tight inventory is a main reason the ball is still in the sellers’ court.
The level of unsold homes was 4.6 months in February, according to the National Association of Realtors. That means it would take a little less than five months for all available inventory to sell. In a normal market, a five-to-seven month supply is considered balanced.
Tight inventory tends to prop up home prices and can result in multiple offers and spur bidding wars.
But at the same time, low supply is also keeping some sellers in their homes. They aren’t typically going to sell and then rent. If sellers aren’t comfortable that they will be able to find a new home, it can keep them off the market. There needs to be more construction in the market to ease the pressure.

 
2. Fewer cash buyers:

All-cash and investment buyers helped boost home sales in the last couple years. And while the acceleration of home prices has slowed from its recent double-digit growth, experts still expect modest gains this year, but with fewer cash buyers.
All-cash offers made up nearly 31% of sales in 2014, according to RealtyTrac, a 13% drop from 2013 and the lowest level in four years.

3. Higher interest rates:

While mortgage rates remain low, experts predict more buyers will enter the market in the coming months.
The Federal Reserve’s recent hint that higher interest rates are coming sooner rather than later could prompt buyers to start their house hunt in order to take advantage of lower mortgage rates.
When interest rates are thought to be escalating, we see a wave up activity with people getting off the sidelines.

 
4. Rising rents:

Rising rental prices could motivate tenants to make the leap into home ownership. Rent prices have risen 15% nationwide in the past five years in 70 metro areas across the U.S. and income growth hasn’t kept up, according to NAR.
Every time there’s an increase, it triggers the decision processes on whether renters should go into the market and buy. Getting more buyers into the market, especially first-timers, can help sellers feel more comfortable about their prospects. It allows others to move up the chain in the market.

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Looking to buy or sell a luxury estate, home, condominium or investment property?

Let me help you find everything you need to know about buying or selling a home. Call or email me today!

—————————————————-

Jon Mahoney

Director, Luxury Homes Division

Professional Financial Planner

Keller Williams, Santa Barbara

(805) 689-0532

BRE# 01269717

info@JonMahoney.com

www.JonMahoney.com

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  KW Luxury Homes
Director
Luxury Homes Division Keller Williams
Santa Barbara

Cell: 805.689.0532
Fax: 805.563.4787
1435 Anacapa St.
Santa Barbara, CA 93101
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